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MONEY & BANKING Management (MGT411)

QUIZ # 01

MARKS: 10

Time: 15mintues

1- A lender is promised a $100 payment (including interest) one year from today. If the lender has an 8% opportunity cost of money, he should be willing to accept what amount today?

A.$100.00

B.$108.20

C.$92.59

D.$96.40

2- The higher the Future Value (FV) of the payment, the higher will be the:

A.Discount rate

B.Present value

C.Liquidity

D.Cost of borrowing

3- The procedure of finding out the Present Value (PV) is known as:

A.Discounting

B.Compounding

C.Time value of money

D.Bond pricing

4 —————- tells us after how much time period the amount of money will become double.

A.Real interest rate

B.Nominal interest rate

C.Rule of 72

D.Time value of money

5- The interest rate used in the present value calculation is often referred to as:

A.Discount rate

B.Inflation rate

C.Nominal rate

D.None of the given option

6- The procedure of finding out the Future Value (FV) is known as:

A.Discounting

B.Compounding

C.Time value of money

D.Bond pricing

7- The price of a bond is the —————- of its payments.

A.Present Value

B.Future Value

C.Coupon rate

D.Principal amount

8- The —————is defined as the probability weighted average of the squared deviations of the possible outcomes from their expected value.

A.Standard deviation

B.Variance

C.Mean

D.Median

9- The difference between real and nominal interest rate is

A.The cost of borrowing

B.The effect of inflation

C.The price of bonds

D.None of the given option

10- The Future Value (FV) of $1000 in 5 years at 5% interest rate will be:

A.$1000.00

B.$1276.28

C.$999.99

D.$1500.52

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