Globe life insurance company has undertaken a new sales program that targets neighborhoods in Los Angeles where drive by shooting were a nightly occurrence. Two such shooting s accursed in which children were killed as they say in their living rooms. Globe salesperson were instructed to hit the house surrounding those where children were victims. They were also told to contact the parents of those children to sell policies for their other children. Tom tasking an experienced globe salesman, read of a drive by shooting at nancy leonard wass home in which leonard 5 year old son was killed. The Los Angeles times reported that leonard was a single parent with four other children. Raskin traveled to Leonard’s home and describe the benefits of a globe policy for her other children. He offered her the $10,000 term life policy for each of the children for a total cost of $21 per month . Leonard was in the process of making funeral arrangements for her son and raskin noted, see how much it costs for a funeral. Leonard had been given several tranquilizer the night before by a physician at the hospitals emergency room. The physician had also given her 15 more tranquilizer to help her through the following week. She had taken one additional tranquilizer an hour before raskin arrived using a coors lite beer to make the pill. Leonard signed the contract for the policy. After her son’s funeral she arrives the first month’s bill for it and exclaimed, I didn’t buy any life insurance? Where did this come from? Discuss whether leonard had legal standing to sue globe. Did she have to pay for the life insurance! Also discuss the ethical issues involved in the globes sales program. Discuss the legal issue involved in raskin decision to target Leonard the day after her son’s death.
