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Question 37 (1 point)Money market accounts differ from interest-bearing checking accounts in that:

a

owners cannot convert them into cash.

b

owners cannot withdraw the funds without advance notice.

c

owners cannot withdraw the funds before the end of a specified interval.

d

owners can take out their funds whenever they want in whatever amount they want.

e

owners can write only a limited number of checks, and there may be a minimum amount allowed for each check.

Question 38 (1 point)The practice of ______ involves companies offering to harvest personal information from social networking and other sites.

a

tweeting

b

crowd sourcing

c

scraping

d

online fraud

e

phishing

Question 39 (1 point)Kiet has acquired a supply of canned fruits and vegetables. He does not yet have a buyer for them but he’s using promotion and other activities to find a buyer. He is performing the marketing function of:

a

marketing research.

b

selling.

c

purchasing.

d

market segmentation.

e

grading.

Question 40 (1 point)The planning of human resources includes all of the followingexcept:

a

forecasting the supply of people in the work force who will have the necessary qualifications to meet the firm’s needs.

b

forecasting how many employees the organization needs to hire and what qualifications they must have.

c

determining how many employees and what skills the organization needs.

d

considering the status of current personnel.

e

appraising performance.

Question 41 (1 point)All of the following are ways to invest idle cash for the short termexcept :

a

Eurodollars.

b

Treasury bills.

c

unsecured loans.

d

commercial paper.

e

certificates of deposit.

Question 42 (1 point)In the future, most significant competitiveness gains will come from improvements in _____.

a

equipment

b

economic growth

c

productivity

d

transaction speed

e

cost

Question 43 (1 point)If the interest rate on a loan changes according to the daily average of the prime rate over the life of the loan, the interest rate is said to be:

a

floating.

b

non-variable.

c

sporadic.

d

fixed.

e

flexible.

Question 44 (1 point)All of the following are objectives of performance appraisalexcept to:

a

provide employees with feedback on performance.

b

provide employees with information on what they need to do to improve their performance.

c

train employees on how to improve their performance.

d

provide the organization with information on its development programs.

e

provide a basis for reward distribution.

Question 45 (1 point)To effectively implement the marketing concept, an organization must:

a

balance meeting its own objectives and satisfying customer needs.

b

produce quality products.

c

perform all of the marketing functions.

d

make a large profit.

e

meet consumer needs and wants.

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